As of December 8, 2007, all locations operating today as Farmers and Merchants State Bank will begin operating under the name of Prairie State Bank &Trust. The people that you are accustomed to working with will not change. Though the name on the sign may change, you should see very few changes in the way the bank operates as these banks have operated under common ownership for over 20 years, offering similar and, in many cases, identical products and services.   As a part of this merger, our online banking can be found at https://www.psbank.net. Please update your favorites with this new url.